The Path To Better Credit Is Quicker With CoreCred
Get To The Core Of Your Credit Score
One of the most common reasons that many people aren’t actively chasing their goals is that they have a poor credit score. Bad credit can be the biggest obstacle in a consumers life. It Affects Where You Live and How Much You Pay. It Affects What You Drive and Your Car Payment. It Can Affect Your Job Search. (Employers are starting to look at credit to determine employment.) It Affects Your Ability to Start a Business, It Affects Other Monthly Bills. Since your credit is defined by how you've paid (or not paid) your bills in the past, many businesses, landlords, mortgage lenders, utility providers, and even employers use your credit to predict your future financial responsibility. Anytime you need to borrow money, or even services, your credit is called into question. This is why maintaining good credit is so important. We specialize in the following Services: Credit Repair, removing erroneous derogatory accounts, such as collections, late payments, etc. Credit Score improvement, FICO Score Improvement. Pre qualifications for your new Mortgage Loan. Help for victims of identity theft, Personal Information Correction, Credit Consulting, Credit Education, Credit Building.
How We Work
First, we analyze your credit reports and build a custom game plan tailored to your unique goals.
Next, we challenge the items on your credit report to remove erroneous and unverifiable negative items.
Throughout your repair process your score will fluctuate, but as items are being removed your score will stabilize.
Frequently Asked Questions
Is Credit Repair legal?
CREDIT REPAIR IS 100% LEGAL. ACCORDING TO THE FAIR CREDIT REPORTING ACT, YOU AS A CONSUMER HAVE THE RIGHT TO DISPUTE ANY INFORMATION ON YOUR CREDIT REPORT.
Can I quickly improve my score to be approved for a loan
Our Score Booster is a new, exciting program developed by our credit gurus specifically with you in mind. Using specifically designed techniques, we are able to quickly boost your score by as much as much as 150 points in 15 days*.
(* Numbers based on actual results of our clients – individual results may vary)
Is it possible to permanently delete items
Under the Fair Credit Reporting Act, credit bureaus must verify that each item listed on your reports is 100% accurate and verifiable. Also by law, they have 30 days to complete their investigation. Should the credit bureaus fail to comply with these conditions, by law they must permanently delete the item from your credit reports.
Is Credit Repair for me?
EVERYBODY, AT SOME POINT IN THEIR LIVES, WILL BE AFFECTED BY THEIR CREDIT SCORE. WHETHER YOU NEED TO REPAIR YOUR CREDIT, BUILD AND ESTABLISH CREDIT, OR PROTECT YOUR GOOD CREDIT FROM IDENTITY THEFT, WE HAVE A PROGRAM FOR YOU.
How can I obtain my credit reports and credit score
Under the Fair Credit Reporting Act, credit bureaus now must provide consumers with their credit report once a year, free of charge. Through Corecred Group's program, we will provide you with credit reports from each of the three bureaus approximately every 30 days, free of charge.
Unfortunately, your credit score is maintained by these credit bureaus, which are private companies. They keep your score under lock and key and charge fees every time you wish to view it.
What if you are unable to help me?
AT CORECRED GROUP, WE PRIDE OURSELVES ON OUR ABILITY TO PROVIDE OUR CLIENTS WITH QUALITY, EFFECTIVE SERVICE. WE BELIEVE YOU SHOULDN'T HAVE TO SETTLE FOR ANYTHING LESS, WHICH IS WHY WE OFFER A RISK-FREE MONTH TO MONTH SERVICE WARRANTY.
Can I repair my own credit?
ABSOLUTELY! CONSUMERS CAN FIX THEIR OWN CREDIT. IT IS EVERY CONSUMER'S RIGHT BASED ON THE FAIR CREDIT REPORTING ACT.WITH TIME AND RESEARCH, YOU WOULD BE ABLE TO DO SOME OF WHAT OUR CREDIT SPECIALISTS DO.
FIXING YOUR CREDIT ON YOUR OWN IS MUCH LIKE REPRESENTING YOURSELF IN COURT. WHILE CITIZENS HAVE THE RIGHT TO REPRESENT THEMSELVES, MANY OPT TO HIRE AN ATTORNEY WHO IS MORE FAMILIAR WITH THE LEGAL SYSTEM AND HAS EXPERIENCE ARGUING CASES.
ALSO, THE AMOUNT OF TIME AND FOLLOW-UP REQUIRED IN THE CREDIT REPAIR PROCESS IS CONSIDERABLE. AT CORECRED GROUP WE HAVE TRAINED CREDIT SPECIALISTS WHO DO THE WORK FOR YOU, SO YOU CAN SPEND MORE TIME DOING WHAT YOU ENJOY.
How long does the service take?
THE TIME-FRAME FOR OUR SERVICES VARIES DEPENDING ON WHICH SERVICE YOU RECEIVE.
OUR CREDIT REPAIR, INQUIRY REMOVAL, PERSONAL INFORMATION CORRECTION AND CHEXSYSTEMS SERVICES USUALLY TAKE BETWEEN SIX TO TWELVE MONTHS. MOST CLIENTS ARE FINISHED WITHIN SIX MONTHS, BUT CERTAIN MORE DIFFICULT ITEMS CAN TAKE UP TO ONE YEAR. IF YOU WISH FOR US TO CONTINUE WORKING ON ANY ITEM THAT STILL HAS NOT BEEN DELETED AFTER ONE YEAR WE WILL DO SO.
SCORE BOOSTERS TAKE 15 TO 30 BUSINESS DAYS, DEPENDING ON THE NATURE OF YOUR ACCOUNT.
Corecred Group is a knowledgable team of credit, debt, and loan experts whose only goal is to assist you in improving your credit. Our team can help fix your credit score, and maximize the benefits that come with good credit. Make credit work for you with CoreCred Credit Repair.